PayForce vs Square in Polonia

In Varsovia and the rest of Polonia the test is: can I charge tomorrow in PLN, is the dashboard usable without a platform team, what happens on a dispute? PayForce: minutes to go live, UI in this page’s language, flat refund/dispute fees. Square still fits other volume or stack profiles.

Settlement is Stripe Connect destination charges. We are the product, pricing and ops layer — not a mystery acquirer. If you leave Square over support, holds or complexity, open a PayForce account and migrate links at your pace.

This page is for Polonia. Amounts in PLN use the published FX table from EUR. Next step is free sign-up, not a mandatory sales call.

How collection actually works in Polonia. PayForce does not require a local acquirer contract or a courier-delivered POS. You create the account, verify the business on Stripe Connect and issue the first Payment Link or subscription. Funds move as a destination charge: the payment originates on the platform and transfers to your connected account, with the PayForce fee visible on the dashboard.

The plan table is public and comes from the real product config: Motor de arranque at 0 zł/month with 5,00% + 2,15 zł on EU cards; Pro at 107,50 zł/month with 3,90% + 1,72 zł; Crecimiento at 516 zł; Escala at 1849 zł. Being based in Varsovia does not change Polonia pricing — FX on this page only translates EUR into PLN so the number is readable. Refunds and disputes are a flat amount, not a hidden percentage.

Checkout can live on your site, on a link, on a QR code or on the terminal. Apple Pay and Google Pay share the same payment session. SEPA applies in the euro area. Bizum when the merchant is in Spain. We do not advertise methods Stripe does not run in Polonia. The statement descriptor is configurable so the buyer recognises the brand and does not open a dispute out of confusion.

Support, API and webhooks are sized for a small team: you do not need a payments department. Docs at /developers, sign-up at /signup. When volume grows you change plan without migrating customers or rebuilding checkout. PayForce stays the same gateway in Polonia, with prices in PLN and operations centred on Varsovia and the rest of the market.