Payment gateway for SaaS in Croacia

Three levers matter for SaaS: the customer pays first time, funds land on your account, refunds stay controlled. Motor de arranque (0 €/month, 5,00% + 0,50 € on EU cards) is enough to validate. Pro (25 €/month, 3,90% + 0,40 €) cuts the rate when volume is steady.

This is not a legacy bank POS. Stripe Connect destination charges move money to your connected account. The dashboard shows methods, buyer countries and payouts. Running SaaS near Zagreb or elsewhere in Croacia uses the same sign-up.

PCI via Stripe, SCA in Europe, configurable statement descriptor. Support in this page’s language. Next step: create the account and send a test link or subscription. No lock-in.

How collection actually works in Croacia. PayForce does not require a local acquirer contract or a courier-delivered POS. You create the account, verify the business on Stripe Connect and issue the first Payment Link or subscription. Funds move as a destination charge: the payment originates on the platform and transfers to your connected account, with the PayForce fee visible on the dashboard.

The plan table is public and comes from the real product config: Motor de arranque at 0 €/month with 5,00% + 0,50 € on EU cards; Pro at 25 €/month with 3,90% + 0,40 €; Crecimiento at 120 €; Escala at 430 €. Being based in Zagreb does not change Croacia pricing — FX on this page only translates EUR into EUR so the number is readable. Refunds and disputes are a flat amount, not a hidden percentage.

Checkout can live on your site, on a link, on a QR code or on the terminal. Apple Pay and Google Pay share the same payment session. SEPA applies in the euro area. Bizum when the merchant is in Spain. We do not advertise methods Stripe does not run in Croacia. The statement descriptor is configurable so the buyer recognises the brand and does not open a dispute out of confusion.

Support, API and webhooks are sized for a small team: you do not need a payments department. Docs at /developers, sign-up at /signup. When volume grows you change plan without migrating customers or rebuilding checkout. PayForce stays the same gateway in Croacia, with prices in EUR and operations centred on Zagreb and the rest of the market.