PayForce vs Stripe in Bulgaria

In Sofía and the rest of Bulgaria the test is: can I charge tomorrow in BGN, is the dashboard usable without a platform team, what happens on a dispute? PayForce: minutes to go live, UI in this page’s language, flat refund/dispute fees. Stripe still fits other volume or stack profiles.

Settlement is Stripe Connect destination charges. We are the product, pricing and ops layer — not a mystery acquirer. If you leave Stripe over support, holds or complexity, open a PayForce account and migrate links at your pace.

This page is for Bulgaria. Amounts in BGN use the published FX table from EUR. Next step is free sign-up, not a mandatory sales call.

How collection actually works in Bulgaria. PayForce does not require a local acquirer contract or a courier-delivered POS. You create the account, verify the business on Stripe Connect and issue the first Payment Link or subscription. Funds move as a destination charge: the payment originates on the platform and transfers to your connected account, with the PayForce fee visible on the dashboard.

The plan table is public and comes from the real product config: Motor de arranque at 0 лв./month with 5,00% + 1 лв. on EU cards; Pro at 50 лв./month with 3,90% + 0,80 лв.; Crecimiento at 240 лв.; Escala at 860 лв.. Being based in Sofía does not change Bulgaria pricing — FX on this page only translates EUR into BGN so the number is readable. Refunds and disputes are a flat amount, not a hidden percentage.

Checkout can live on your site, on a link, on a QR code or on the terminal. Apple Pay and Google Pay share the same payment session. SEPA applies in the euro area. Bizum when the merchant is in Spain. We do not advertise methods Stripe does not run in Bulgaria. The statement descriptor is configurable so the buyer recognises the brand and does not open a dispute out of confusion.

Support, API and webhooks are sized for a small team: you do not need a payments department. Docs at /developers, sign-up at /signup. When volume grows you change plan without migrating customers or rebuilding checkout. PayForce stays the same gateway in Bulgaria, with prices in BGN and operations centred on Sofía and the rest of the market.